Archibald Pennington has more money than he will ever spend and finds this deeply troubling. He accumulated his fortune through seventy years of compulsive frugality, shrewd accounting, and an almost supernatural reluctance to pay full price for anything. His office has not been renovated since 1987. He still uses the same ledger system he started with in 1971. He clips coupons — not because he needs to, but because waste offends him at a cellular level. He is not miserly out of greed but out of a philosophical conviction that money is not for spending, it is for keeping. He has, despite all of this, made several extremely generous anonymous donations to causes he refuses to name. No one has been able to verify which ones.